Every mortgage. Every experience. One intelligent platform.

Dara by Sagent modernizes mortgage servicing on one unified platform — maximizing efficiency, prioritizing innovation, and elevating opportunity.


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Dara’s ongoing innovation.

Dara Predict

Has the ability to create a variety of models, including propensity and recapture, using live servicing data. These predictive methods that can increase customer retention and revenue for lenders as well as surface patterns, risks, and other opportunities.

Dara RegIQ

Embeds regulatory context directly into servicing operations - organizing every rule and guideline across government loan programs in a structured, searchable system that instantly identifies the processes impacted by new or changing requirements.

Dara AI Go!

Introduces agentic automation into servicing workflows, focused on execution — not experimentation. Designed to work with real‑time data, Dara AI helps reduce manual effort while preserving control, auditability, and regulatory confidence.
End-to-end capabilities

Dara powers your full servicing lifecycle.

Foster customer relationships, cut operational costs, and ensure compliance — all in one streamlined experience powered by real-time, end-to-end data for teams and homeowners.

 Core

All the essential tools for efficient, real-time daily servicing operations and compliance at any scale for all loan types.

See How Core Drives

 Consumer

A mobile-first consumer experience for homeowners to manage every mortgage detail, solve hardships fast, and get smart human advice anytime.

Connect With Your Consumer

 Default

Full default suite with decisioning, automated workflows, collections, loss mitigation, claims, foreclosure/bankruptcy, and a robust attorney network.

See Our Automated Process

 Analytics

Delivers embedded operational intelligence for mortgage servicers, enabling real-time visibility into portfolio performance, compliance, and risk.

See your data in action

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Simplified migration

A proven migration approach
that reduces risk and unlocks what’s next.

Sagent has spent decades migrating some of the industry’s largest and most complex servicing portfolios. Dara was built with that experience in mind — so moving to a modern platform feels deliberate, controlled, and predictable, not disruptive.

See how migration works for you.

Dara’s differentiators

Dara's competitive edge.

Reduce costs

Dara lowers servicing costs by unifying a real-time platform that removes system fragmentation and manual rework. It reduces cost per loan across the entire servicing lifecycle, including escrows, loss mitigation, bankruptcy & foreclosure, and call center operations.

Automate compliance

Dara improves compliance efficiency with daily, real‑time loan‑level rules, automated risk and compliance testing, and comprehensive audit trails, that reduce the need for regulator reconciliation.

Captivate consumers

Dara reduces servicing costs by boosting call center efficiency with a unified homeowner experience, mobile self‑service, and real‑time borrower data. Automation accelerates hardship resolution, reduces cost per loan, increases retention, and delivers a superior consumer experience.

Open ecosystem

Dara cuts integration and maintenance costs with a configurable, open-API ecosystem built for the cloud from the start. Tailored rules, reusable components and unified data across the platform reduces tech-ops load and cost to reconcile.

Unified Data/UX

Dara eliminates reconciliation and multi‑system overhead by unifying data and servicing operations. Unified data and UX enable exception‑only processing, reduce QA/QC, audit, and cross‑platform costs.
 
  
 
Preview capabilities

Exception-based servicing is here.

Built for servicers, by servicers.

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